Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
Standard Chartered - Manhattan Rewards+ Standard Chartered - Manhattan Rewards+ Minimum Salary: AED 8,000 Salary Transfer: No Islamic Finance: No Cashback: No Annual Fee: AED 525 Rate: 3.45%
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Features
  • Enjoy 1 360° Rewards Point for every USD 1 spent locally or internationally
  • Rewards Points in new ways with benefits that speak to you
  • Access 1000+ airport lounges in over 300 cities with 8 free visits per year
  • Points-to-miles Like No Other
  • Buy 1 Get 1 at Costa Coffee
  • Buy 1 Get 1 Free on 2D and 3D movie tickets at all VOX Cinemas in the UAE. Plus, 50% off every second medium popcorn.
  • Purchase With Rewards
  • VIP Guest Status*
  • Dine and Fly with DragonPass*
  • Buyers Protection*
  • Tap to Pay With Mobile Wallet Payments
  • 25% off for YQ’s Specialist Airport Assist Services*
  • Medical and Travel Insurance*
  • Visa Concierge Service*
  • Control Your Card From the SC Mobile App and Online Banking
Additional Information

Eligibility & Documents
UAE Residents (Expats)
  • Aged: 21 – 60 years
  • Minimum Monthly Income AED 8,000
  • Copy of Emirates ID / Passport and Visa copy
  • Salary Transfer Letter or Bank Statement/Salary Certificate
  • Refer to application form for details
UAE Nationals
  • Aged: 21 – 60 years
  • Minimum Monthly Income AED 8,000
  • Copy of Emirates ID
  • Salary Transfer Letter or Bank Statement/Salary Certificate
  • Refer to application form for details
Key Charges
  • Annual fee for new customers
  • AED 525 (first year free)Annual Fee for Supplementary card(s)
  • Free (AED 157.50 from 3rd card onwards)
  • Finance charges
  • Retail: 3.45% per month
  • For more details on all other applicable fees and charges, Please click here. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Najm - ONE Cashback Credit Card
Minimum Salary
AED 8,000
Rate
3.25%
Najm - Platinum Plus Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
Najm - Platinum Cashback Credit Card
Minimum Salary
AED 7,000
Rate
3.25%
HSBC - Cashback Credit Card
Minimum Salary
AED 10,000
Rate
3.45%